Hello Everyone!
Just a quick post in introduce myself...Robyn's'Nest, a reg'd name in the daycare sector in S'toon, Sask. I've been in operation since 1996, as well.
I am also new to this forum and site, as I just registered! Nice to see this type of site and congratulations on your launching..

On the topic of Daycare Insurance...
I also do provide the special and specific Daycare Insurance you are speeking about in this forum...Yes, IT is an important component of operating ANY business, & esp. in this sector; involving childcare!!
I have always operated my business with it!
Just in case...Here is just one example/senerio where it would be prudent to have Insurance:
If a street vehicle veered up from off the busy street, onto daycare property while parents were loading their child/ren on the provided OFF street parking area...and this vehicle accidentally injured or worse an attending families' child...then the necessary insurance compensation is available to assit this family in his/her child's recovery process or otherwise compensate attending families for unexpected and unforeseen adverse circumstances!
In SASK, only one Insurance brokerage ( that I know of...) assists daycare's with specific daycare insurance, namely The Co-Operators Insurance and Investments on 8th Street.
I advertise in my ads, on various sites that Robyn's Nest Childcare Home, offers daycare insurance and the professional families' who I provide care for really do appreciate and value
the fact that my carehome facility does NOT neglect this most important component, to operating a quality dayhome. Many or most daycares here in SASK. simply neglect to obtain any extra INS!!
I absolutely believe INS. should be manditiory!...it certainly offers much much more to families, in addition to the inherent 'peace of mind'!!
It only cost my daycare business an additional $200.00 annually above & beyond my regular Home INS...not that much extra really!!! PLUS remember you can write this special INS. off
on your business income tax return!!
Thanks again!
Have a great Day!
